SMSF Lending

Looking to take control of your super and invest in property? We can guide you through the SMSF lending process with expert support and tailored loan options. Whether you're just getting started or ready to expand your fund’s assets, we’ll help you make smart, compliant decisions every step of the way.

Invest in Property Through Super

Use your SMSF to purchase residential or commercial property and build wealth for retirement with full control over your fund’s assets.

Tailored Lending Solutions

Not all lenders support SMSF loans. We’ll help you compare the right options to suit your fund’s structure, goals, and cash flow needs.

Expert Guidance, Every Step

SMSF lending can be complex — we simplify it. From loan setup to compliance, we’ll walk you through the process with clear, expert advice.

Stay Compliant & In Control

We work closely with your accountant or financial adviser to ensure your SMSF loan remains compliant with superannuation laws and ATO requirements.

Take the Next Step with Confidence

Thinking about using your super to invest in property? We make SMSF lending simple, with the right loan options and expert support to help you stay on track — from strategy to settlement. Our team ensures the process is clear, compliant, and tailored to your fund’s long-term goals.

Yes, your SMSF can purchase either, as long as the property is used for investment purposes and complies with super laws.

Your SMSF must borrow under a limited recourse borrowing arrangement (LRBA), where the lender’s rights are limited to the asset being purchased.

No. SMSF lending is specialised, and not all lenders provide these products. We’ll help you compare lenders who support SMSF structures.

It varies, but most SMSF loans require a 20–30% deposit. Your borrowing power depends on your fund’s income and expenses.

No. SMSF investment properties must be for investment only. You or related parties can’t live in or use the property.

Yes. The property must be held in a separate holding trust until the loan is repaid. We can guide you through setting this up.

Ready to make your next move? We’re here to talk.

Call us, we’re here to help

Our expert insights will help guide you through the process and get you to your goal sooner.
0410 556 802

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YOUR ELITE BROKER PTY LTD (Your Elite Broker) ABN: 65619271804 with Credit Representative Number: 493170 is authorised under Australian Credit Licence: 481374.

Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

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Haymarket NSW 2000

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